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Already approved with PYT? Verify a PYT Certificate here.

The PYT Difference

Life is complex enough, buying your dream home shouldn’t be. With Protect Your Transaction all of the heavy lifting is done, before a single offer is placed. Borrowers will have an underwritten preapproval — giving them peace of mind that an Underwriter has seen their application from the start. There’s a better way to get an offer noticed, and that’s with PYT!


Protect Your Transaction Process (buyer)

What’s different about Protect Your Transaction? With PYT, your loan is approved up front by an actual underwriter and safeguarded with at least $15K in performance assurance. That’s why a PYT Loan Commitment is considered the gold standard of mortgage protection – it shows the seller that the lender believes in the strength of the offer and will stand behind it from start to finish. Which means no delays or disappointments will stand in the way of your dream home. Now that’s a warm welcome home!

Gather paperwork so we can do the heavy lifting upfront – an underwriter has see your information so you will know exactly what you can afford!

Start your house hunt with a PYT Loan Commitment which gives you confidence and peace of mind.

Present your offer with the PYT Certificate – which demonstrates that you have rock solid financing.

Start your new life in the home of your dreams!

Protect Your Transaction Process (seller)

As a Seller, how can you decipher which offer is the best and strongest? The answer is simple, an offer that includes a PYT Loan Commitment. Protect Your Transaction is an assurance that aims to stand above the rest by offering the mortgage industry’s gold standard of protection during the process of buying and selling homes. Sellers know that the offer on the table is rock solid - you can close the deal more efficiently – with peace of mind each step of the way.

One of the offers on your home has a PYT Certificate with it! Visit the PYT website to verify the certificate.

Enjoy the confidence boost of knowing an underwriter has given the go ahead on the financing of this offer!

Accept the PYT back offer, and all that is left to complete is appraisal and title.

The transaction closes, and you have peace of mind in moving your plans forward.